Own a Home? Read This Before It’s Too Late

For many people, their home is their biggest asset—and also one of the most emotionally significant. It’s where memories are made, families are raised, and wealth is built over time.

But here’s what many homeowners don’t realize:
Without proper planning, that home could be at risk.

Long-Term Care Could Cost You Your Home

If you or your spouse ever need long-term care, the costs can be staggering—and in some cases, your home may need to be sold to cover those expenses. Many families are caught off guard when they discover that Medicaid (MassHealth) may seek repayment from the estate after death, including placing a lien on the family home.

Probate Can Delay (and Complicate) Inheritance

Even with a will, your home will likely go through probate, a public and often lengthy court process. During that time, your heirs may not have access to the property—or the ability to sell, rent, or maintain it.

Without an estate plan, your family could face delays, legal fees, and unnecessary stress—all while trying to navigate a difficult time.

A Trust Can Offer Protection and Privacy

One of the most effective ways to protect your home and pass it on smoothly is through a revocable or irrevocable trust.

With a trust, you can:

• Keep your homeout of probate
• Maintaincontrol during your lifetime
• Help your heirsreceive the property faster and more privately
• Shield the home from long-term care claims(with proper planning)

It’s about safeguarding what you’ve worked for—and making sure your legacy supports your loved ones, not the court system.

Take Control of Your Family’s Future

Estate planning doesn’t have to be confusing or overwhelming. At Lannik Law, we specialize in clear, practical guidance—no legal jargon, just smart strategies to protect what matters most.